"I earn a decent salary, where does it all go?" I think at the end of each month. I read read and read about how to make money, now I read about how to save money too, and start to do this.
1. Record incomes for every dollar. This should include salary, raises and any tax refunds.
2. Using cash more than credit cards. I save transaction fees and interest of credit cards.
3. Record spending for every dollar. This include hobbies, dining out, books, car payments, auto insurance, groceries and salon services .
4. Control spending, Here are a few I to get started. Eat out less, I try eating in more often and packing a lunch for eating at work and at school for kids. Besides saving money, making my own food can often be healthier too. Buy used books or e-books, save more buy new books or hardcopy.
Read more, How save a budget and make money Click Here!
How do you manage to save money?
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